Here's how climate change is affecting your home insurance

Insurance costs are soaring, and coverage is hard to find in some parts of the United States. Communities say insurers are ignoring their efforts to confront the problem.

Jun 13, 2025 - 22:58
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Here's how climate change is affecting your home insurance
Volunteers help a homeowner search for personal items in the remains of a home that burned in the Palisades Fire in January in Pacific Palisades, California.

Insurance costs are soaring, and coverage is hard to find in some parts of the United States. Communities say insurers are ignoring their efforts to confront the problem.

(Image credit: Mario Tama)