Protecting your home from disaster might not help you get insurance

Insurance costs are soaring, and coverage is hard to find in some parts of the United States. Communities say insurers are ignoring their efforts to confront the problem.

Jun 12, 2025 - 11:04
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Protecting your home from disaster might not help you get insurance
Volunteers help a homeowner search for personal items in the remains of a home that burned in the Palisades Fire in January in Pacific Palisades, California.

Insurance costs are soaring, and coverage is hard to find in some parts of the United States. Communities say insurers are ignoring their efforts to confront the problem.

(Image credit: Mario Tama)