Amex Green Card Review (2025)

The American Express® Green Card is Amex’s answer to the Chase Sapphire Reserve. Both cards offer 3x for travel & dining. Both earn points transferable to many different loyalty programs. Both have no foreign transaction fees. Both offer a form of airport lounge access. Chase’s card, though, costs $550 per year while the Amex card is only $150 per year. So, is it a slam dunk? In my opinion, no.

Current Welcome Offer

Card Offer

American Express® Green Card ⓘ $607 1st Yr Value Estimate 40K points ⓘ Friend-Referral 40K after $3K spend in first 6 months. Terms apply. See Rates & Fees$150 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. [Expired 8/21/23] Learn more or apply

Amex Green Card Review

For a travel card, the Amex Green card offers competitive points-earnings with 3x for travel & dining. Plus it includes some perks to make airport travel better (like CLEAR statement credits). Unfortunately, the card suffers from a fatal flaw: it’s an Amex card and as such it isn’t as widely accepted internationally as a Visa or Mastercard.

• Annual Fee: $150
• Foreign Transaction Fee: None
• Card Issuer: American Express
• What points are worth: This card earns Membership Rewards points. Our current Reasonable Redemption Values pegs them at 1.55 cents each.
• Best Use for Points: Membership Rewards can be transferred to travel partners, usually at a 1:1 ratio and this will almost always yield the most value. There are three hotel partners (Choice, Hilton, Marriott), but the transfer ratios make them unappealing much of the time. On the other hand, airline partners are excellent, and include Air Canada Aeroplan, Air France/KLM Flying Blue, ANA Mileage Club and Avianca LifeMiles.
• Earning Categories: 
  • Earn 3 miles per dollar on travel & transit (including flights, hotels, taxis, and rideshares)
  • Earn 3 miles per dollar on dining
  • Earn 1 miles per $1 on all other purchases
• Perks:
  • $199 CLEAR® Plus Credit per calendar year: Simply pay for your CLEAR Plus membership with your Green card.
• Who’s this card for? Unclear. Those looking to earn points for dining would do better with the Amex Gold Card (4x dining). 3x for all travel is competitive. Ultimately the audience is limited due to the fact that Amex isn’t as widely accepted as other cards.
• Is this card a keeper? For most people I think that this card is only worth getting for the welcome offer and then I’d recommend cancelling when the second year annual fee comes due.

Amex Green Card Pros and Cons

Pros

• Reasonably priced for a card that earns 3x for all travel (although you can also get 3x travel with the $95 Ink Business Preferred card).
• CLEAR credits are nice if you can make use of them.

Cons

• It’s an Amex card and so it’s not accepted as widely as a Visa or Mastercard
• It doesn’t have any killer features to make it a must-have
• 3x dining is no longer noteworthy since many fee-free cards now offer the same

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