8 hotels where your Amex Platinum hotel credit covers half (or more) of your stay

Editor’s note: This is a recurring post, regularly updated with new information and offers.  

The Platinum Card® from American Express offers travelers a slew of incredible perks, ranging from statement credits to status upgrades to lounge benefits. This results in one of the best collections of membership perks of any card out there for its undoubtedly high $695 annual fee (see rates and fees).

One of the main benefits for cardmember comes in the form of an annual up-to-$200 statement per calendar year on prepaid nights at hotels that are part of American Express Fine Hotels + Resorts or The Hotel Collection. The Hotel Collection requires a minimum two-night stay to use the credit.

You need to book your stays at the included properties through Amex Travel and pay with your Amex Platinum card. You might even end up spending a night for half off (and, in some cases, close to nothing at all) once the statement credit comes through.

From Bali to Miami, there are many noteworthy hotels with availability between $150 and $550 per night in the American Express Fine Hotels + Resorts and The Hotel Collection portfolios.

Note that room costs may change at any time and can vary depending on the time of year you’ll be staying, so make sure to check your chosen dates through Amex Travel.

Fine Hotels + Resorts benefits

It’s especially appealing to book through Amex Fine Hotels + Resorts thanks to all the standard perks that get added onto reservations for Amex Platinum or Centurion cardmembers, including the following (regardless of the length of your stay):

• Room upgrade upon arrival, when available at check-in (properties may exclude some room types, and some may only give you a room with a better view)
• Experience credit valued at $100, usually consisting of a property, dining or spa credit
• Complimentary daily breakfast for two people
• Guaranteed 4 p.m. late checkout
• Noon check-in, when available
• Complimentary Wi-Fi*

*When a property includes Wi-Fi in a mandatory resort fee, you’ll receive a daily credit equal to the property’s standard Wi-Fi cost.

The information for the Centurion cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. 

Perks through The Hotel Collection

The Hotel Collection properties are much shorter:

• Upgrades based on availability at check-in
• Experience credit valued at $100, usually consisting of a property, dining or spa credit
• 12 p.m. check-in, when available
• Late checkout, when available

Note that you must book a minimum two-night stay through The Hotel Collection, but Fine Hotels + Resorts bookings can be for a single night.

Hotels to book with your Amex Platinum credit

While there are many hotels you can book in the Amex Fine Hotels + Resorts and The Hotel Collection portfolios, some provide significant discounts and cost next to nothing once you tack on the annual Amex Platinum hotel statement credit. You might even end up ahead once you add in the $100 experience or property credits that come with all of the below stays.

Vana Belle, a Luxury Collection Resort, Koh Samui

Overlooking the Gulf of Thailand, Vana Belle, a Luxury Collection Resort in Koh Samui, puts explorations on one of Thailand’s most storied islands at your doorstep.

With average rates of $370 per night, your statement and experience credits can nearly cover a night’s stay. When you’re not strolling the white sand beach fronting the property, dipping in the infinity pool or indulging in yet another Thai massage, visit nearby attractions like the Samui Elephant Sanctuary, the Buddhist temple complex of Wat Phra Yai on a small offshore island or famous Chaweng Beach, just a short taxi ride north.

TPG tip: Use your experience credit to enjoy a spread of spicy, savory southern Thai cuisine at the resort’s great restaurant, Panali.

Palacio del Inka, a Luxury Collection Hotel, Cusco

Heady times await in the vertiginous city of Cusco, Peru, perched in the Andes at over 11,000 feet. Stay in the heart of the city’s historic center, right across from the Temple of the Sun, at Palacio del Inka, a Luxury Collection Hotel, Cusco, where TPG has found average room rates for around $433 per night.

The hotel occupies a mansion that’s roughly 500 years old and is loaded with hand-carved furnishings, Latin American artwork (including pre-Inca pieces) and antiques.

These create a real sense of place alongside the creature comforts you crave in a luxury stay. Rooms are painted rich reds and ochres and decorated with ceramics and tiles, adding to the richness of the hotel’s ambience.

TPG tip: Use your experience credit to enjoy a thermal circuit or a hydromassage in the on-site spa. 

Related: The top Kimpton Hotels across the world, according to IHG Diamond members

PGA National Resort

Spend some time in the South Florida sun playing golf or just relaxing poolside when you check into PGA National Resort in Palm Beach Gardens, where you can take your pick of six championship golf courses for play.

Rooms average around $500 but can often be found for far less, particularly midweek.

The resort’s spa offers unique ocean-inspired treatments like seafoam body wraps. You’re spoiled for pools to lounge by here, too, with three in the mix.

TPG tip: Use your experience credit for dinner at the retro-inspired Birdie’s Diner.

The Cosmopolitan of Las Vegas

At this popular Las Vegas hotel and casino in The Hotel Collection, average room rates hover around $400 per night.

The Cosmopolitan of Las Vegas’s pool scene is a favorite along the Las Vegas Strip, with a “Pool District” that includes three different experiences, among them the adults-only Marquee Nightclub and Dayclub.

TPG tip: Use your experience credit at the desert-inspired Sahra Spa during your stay.

Related: Jackpot! Best hotels in Vegas for a Sin City getaway

The Ritz-Carlton, Bali

One of the most spectacular properties on an island full of them, TPG recently found rates in the Amex Fine Hotels + Resorts collection for around the $300 mark for junior suites at The Ritz-Carlton, Bali, where cliffside villas with private pools overlook the ocean in Nusa Dua. It’s a splurge, to be sure, but there are so many things to love at this resort.

If you do just one thing on-site, soak in the spa’s five hydrotherapy stations within a tropical greenhouse setting.

TPG tip: Use your experience credit at the hotel’s clifftop Indonesian restaurant and spa.

Related: Stay at these amazing Ritz-Carltons around the world

Casa de Campo Resort & Villas

The Dominican Republic makes for one of the more accessible Caribbean getaways. And if you’re into golfing, you can leave the Punta Cana crowds behind with a stay at Casa de Campo Resort & Villas, an Amex Fine Hotels + Resorts property along the island’s south coast, home to three award-winning courses.

Note that renovations recently began on the golf courses; they will be inaccessible through the end of 2025 (subject to change).

We found nights for under $570 in superior casitas. The three Pete Dye-designed golf courses make Casa de Campo a runaway favorite with the golf crowd, and there is also an equestrian center and an on-site marina where you can head out on deep-sea fishing excursions.

TPG tip: You can receive a complimentary personal golf cart for cruising the resort’s vast and rolling grounds.

Canopy by Hilton Cancun La Isla

With rates consistently around or below the $200 mark (TPG recently found a room for just $149 per night), this urban hotel overlooking Nichupte Lagoon in Cancun, Mexico, may not be on the beach but still offers lots of great amenities.

Part of The Hotel Collection, the Canopy by Hilton Cancun La Isla has a rooftop pool and is directly connected to the nightlife and restaurants of La Isla Entertainment Village.

TPG tip: Use your $100 experience credit at Wander Rooftop for cocktails or dinner while enjoying views of Cancun.

Hotel William Gray

Also in The Hotel Collection, the Hotel William Gray in Montreal shows rates around the $355 mark and makes for an elegant stay right near the Place Jacques-Cartier and the Old Port of Montreal.

The rooftop bar, Terrasse William Gray, has fab views of the St. Lawrence River and heaters that switch on when the temperatures drop.

TPG tip: Use your experience credit to access Spa William Gray facilities, which require an additional fee. Facilities include a hot and cold thermal experience with a Himalayan salt room, Finnish sauna, experiential showers, cold room, herbal sauna and seasonal outdoor pool.

Bottom line

The Amex Platinum offers a wide range of benefits, and the annual up to $200 statement credit per calendar year toward American Express Fine Hotels + Resorts or The Hotel Collection is one of the easiest ways for cardmembers to recoup money.

In addition to the statement credit, the hotel booking’s inclusion of an upgrade, breakfast and property credit brings down the cost of your stay while enjoying a luxury property.

To learn more, read our full review of the Amex Platinum.

Apply here: Amex Platinum

For rates and fees of the Amex Platinum card, click here.